Credit Card Tips and Advice Everyone Should Follow
Credit cards can be useful financial tools when used properly, but users can also get into financial trouble easily if they misuse them. Check out these tips to follow to ensure you’re being smart about your credit card use and avoiding costly …
Credit Card Tips for Senior Citizens
Credit card debt is one of most common financial troubles for senior citizens. However, many people need or want a credit card for certain purchases. Using these tips from the experts, seniors can ensure they are using their credit cards responsibly. Image …
The Best Credit Cards for College Students
Using a credit card responsibly can be a great way to establish a positive credit history. Starting to think about your credit while in college will pay off down the road when you want to make a major purchase like a home, …
Beware ‘Gray Charges’ On Your Credit Card Statement
Do you carefully examine your credit card statement each month? If you don’t, you could be missing sneaky charges. When you make purchases online, many companies include fees or service charges that aren’t clearly listed in the pricing information – and which …
What They Never Told You About Using A Credit Card
When you’re using a credit card, people often think: 1 – As long as you pay back by the end of the month, you can use the entire amount of money on your credit card. 2 – Or, you can use the …
Little Known Way To Hike Up Your Credit Score
You may think that increasing your credit score is a long laborious process that can take years. That couldn’t be further from the truth. There are certain things you can start doing today to hike up your credit score in no time. …
Requesting Good Will Adjustments For Long Time Customers
If you are a long-time customer with a credit company and you want to improve your credit, you may be able to make a special request to help you out. There are some cases where a creditor may provide a good-will adjustment …
Is it a good idea to get a card for bad credit?
Is it a good idea to get a card for bad credit? One of the fastest ways to build credit if it’s in the dumps is to get a credit card. Go with a card that’s designed for people who specifically need …
Does Credit Card Debt Ever Expire?
Does Credit Card Debt Ever Expire? The short answer to that is no. Credit card debt doesn’t expire. Even if you are past the time frame where you can be sued, it doesn’t mean the debt has disappeared. As long as you …
What’s a Balance Transfer?
If you have credit that’s in good standing and you want to get a leg up on paying down some debt, try a balance transfer. If you can transfer your high interest debts from an old card to a card that’s got …