Stay Protected From Identity Theft So You Protect Your Credit
It’s important to protect yourself from identity theft so you don’t end up with surprises on your credit report. Here are some ways to stay protected… 1.Destroy information that has your personal information on it before you throw it away. 2.Keep your …
5 Common Signs of Identity Fraud
Identity theft us when an identity criminal steals your personal information. Signs that you are a victim, include: Bills that do not arrive as expected Unexpected credit cards or account statements Denials of credit you did not apply for Charges on your …
How Does Identity Theft Occur?
Identity theft is a serious crime where identity criminals will steal your information and use it for their personal gain. Here’s how thieves get a hold of your info… Finding documents in trash cans and other places that contain credit card numbers, account …
What is Bad Credit?
Bad credit is determined by a credit score. If your credit score is below 669, your score is considered poor. Scores range from 850 to 300. Multiple things can lower your credit score. Late payment, delinquencies, unpaid bills and bankruptcy are a …
How Do I Improve Credit?
Are you working on getting a higher credit score? There are a few simple steps you can follow to get your credit score off the ground and headed in the right direction. Start by seeing what the 3 major credit bureau have …
Pros and Cons of Credit Cards For Bad Credit
There are pros and cons of getting a credit card with bad credit. Most people only think about the high interest rates that come with it , but there are others. One of the pros of having a credit card with bad …
Range of Credit Scores From Bad To Good
If you’ve ever wondered about your credit score and what it means, you’re in luck. Here is a list of the various credit scores and what they mean on the scale from poor to exceptional. If your FICO score is exceptional, that …
How a Debt Management Plan Can Reduce Interest Rates
Although not new, debt management plans are becoming increasingly popular. For years, credit counseling agencies have worked with creditors to help reduce interest rates and stop any over-the-limit and which may be accruing on a credit card account. Here some of the …
Credit Card Matching Tool
If you want to know which credit card offers you’d most likely be approved for without having to go through several offers individually, try the credit card matching tool. It’s a tool offered by Creditcrads.com that will allow consumers to input their …
Getting Your Credit Score Out of The Dumps May Be Easier Than You Think
If you have bad credit, you may believe that your score is doomed to always suck. In fact, some people have lost hope and think they are doomed to wait 7 years for old accounts to fall off. While it does take …
